The Mortgage industry has gone through some dramatic changes within the last few years and it is more important than ever to get pre-qualified for a home loan. FHA financing has returned and it is a very attractive loan allowing down payment as low as 3.5%. II you have 20% down then conventional financing is still king and will give the lowest payment available.
The group at JL Home Realty has over 20 years of home lending experience and can help you navigate through the loan process to help insure you are searching for the property you can afford. Having a pre-approval in hand affords a buyer strength in negotiating, particularly important in a highly competitive market place, which many first time home buyers encounter.
If you are selling your house, it is mandatory we pre-qualify the buyer before entering in to a contract so as to assure closing.
Simply call or email us to help get pre-qualified for your home loan.